Our Process

Intelligent investors often ask, “What is your wealth management process?” The following pages aim to provide the answer. There is a system to our practice and when managing our clients’ assets, we adhere to it.

Below, you will find a brief overview of our six-step process.

  • Establish Client-Advisor Relationship
    The goal here is to get to know you. We will ask you for relevant financial data, assess your risk tolerance, and determine your financial goals and needs. All future decisions in the wealth management process will stem from this information.
  • Gather Data
    We will identify your principal needs and work with you to prioritize both short- and long-term goals.
  • Analyze Current Positions
    We will assess your current accounts and policies, looking closely for gaps or inconsistencies.
  • Present an Action Plan
    We will draft a financial action plan specific to your personal situation including a thorough retirement income plan if applicable.
  • Implement Plan
    At this stage we will make the investment decisions and implement them upon your approval.
  • Ongoing Review and Reporting
    The final step in the wealth management process involves the ongoing monitoring of your portfolio, personal situation, and life changes. As time goes on, we will ensure that your assets remain diversified and that your objectives stay on track. Diversification does not assure a profit or protect against a loss in declining markets.